What were your New Year's resolutions? If you're like many women, your resolutions surrounded three main areas: weight loss, money and personal organization. The sad reality is that four out of five people ditch their New Year's resolutions by the beginning of February. It looks like you're going to be the lone wolf who keeps her personal finance goals. How? With the help of a few must-have money apps to keep you organized through 2011 and beyond. Mint.com This free app -- currently only available for the iPhone, iPod Touch or their website -- makes financial organization a breeze. Mint integrates all of your bank accounts, credit card bills and transactions while making budgeting and bill paying a breeze. There is a bit of a learning curve to Mint, but soon you'll wonder how you managed your financial life without it. Alternatives for Mint have also arrisen in the last couple of years, one of those is You Need A Budget (YNAB). You can read about a complete review of both of these apps on 256 Kilobytes. Mint vs YNAB - App reviews Grocery Gadget Lite Ever go to the grocery store to get one thing -- and then promptly forget what you needed? Or worse, have you picked up a gallon of milk, only to find out that your significant other already made the same purchase? Grocery Gadget Lite puts a stop to this madness by putting your shopping list right on your iPhone. The interactive list even puts the local price next to the item and displays any active store coupons to help you save more money at checkout. However, the Grocery Gadget Lite best feature is the social-sharing aspect -- you can send your list to friends and family to keep any double-shopping from happening. Coupon Sherpa You might not be as obsessive about couponing as the money-savers on TLC's "Extreme Couponing," but it is fun to save some cash on your essential purchases with coupons. The problem? Clipping coupons takes forever and are so hard to keep organized. Coupon Sherpa eliminates that problem -- you simply find coupons you want using the app and download the barcode. The cashier then scans the barcode and checkout and -- voila! -- money back in your pocket. Pennies Pennies -- available for the iPhone and iPod Touch -- is a real-time money tracker. You just enter your monthly budget and then add your purchases as you go. You can even separate transactions into categories and by day -- so there's no excuse not to know where your money is going. Billeo Do you have too many different bills with different due dates? Of course you do -- we all do. That's what makes Billeo so valuable -- this web-based app organizes your bills by due date and stores online purchase information and passwords to make and you can even pay bills directly from the app. The only downside? It's only available for Windows right now -- but hopefully that will change soon.
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